Brainy Quote

Monday, December 31, 2012

New Year Resolutions-2013


Hi Friends,

Happy New Year! 2013 here we 

I love writing down New Year Resolutions. Do you want to start 2013 on the right note? If "Yes",  here is a suggestion: write down your New Year Resolutions and set some "Targets/Goals" for yourself to achieve for the year. You are the Captain of "YOUR SHIP". You need to have a "Map" so that you can pilot your ship as you sail along the passage called "Life".

Do not listen to "nay-Sayers". Just because they could not achieve their goals does not mean you can't achieve yours. Prove them wrong. You can achieve your goals if you stay focused and you are disciplined. I have achieved a lot of my goals and I have book in which I have written down the goals so I can keep track of it.

For example, in 2009 I wanted to run the half marathon. It had been 21 years since I ran the 21.5km. Now, I have done 3 x Half Marathons. If you have a problem with achieving your New Year Resolutions than just focus on one or two resolutions. "Success breeds Success". Before you know it you will have achieved more than one goal for 2012. It is good to be goal oriented and if you have the right attitude and you are disciplined, you will achieve your goals.

Your resolutions have to be specific and also have a deadline by which you hope to achieve it. It does not have to be specific to 2013. You can have a 5 Year Plan that starts from 2013.

Here are some suggestions:

1) Weight Management -Lose 5 kg by March  2013. Remember you need to expand more that you consume to reduce weight. It helps if you exercise regularly.

2) Save and Invest- Save S$10,000 by cutting off unnecessary expenses and invest the money in high dividend paying stocks. Do your research before you invest.

3)Long Term Retirement Plan- e.g. Retire by 2015 with enough money in the bank. Retirement Fund. Set a target that will enable you to retire comfortably e.g. if want S$5,000 a month lifestyle and you expect to live for another 30 years then you need to save about S$1.8 million when you retire. Please add inflation rate to this amount in order ensure your spending power is maintained to achieve the lifestyle you desire.

4) Health Management- Exercise regularly- at least 3x a week.Run the Marathon (42 KM) by 2013.

5) Be a Better Person- Kind, Loving, Caring, Understanding, Manage your Anger, be a better father/husband/wife/son/daughter/ teacher/student /boss/employee/etc. Be kind and compassionate to others especially to the less fortunate. There is no need to be rude to anyone as you would want others to be rude to you.

6) Do more Charity Work. Help World Vision (http://www.worldvision.org.sg/st_sponsorchild.php ) or Habitat for Humanity (http://www.habitat.org/asiapacific/)

7) Reduce/STOP Drinking and Smoking- to improve health.and save money

8) Eat Healthy Food and Cook at Home more often. Eat to Live, NOT Live to Eat!

9) Be a Happy Person and Smile and Laugh more often even when things are not going the way you want them to- this will reduces stress and improves your health.

10) Start a business. This is an option if you are not happy with your work. But you must have game plan....I mean Business Plan to ensure you are on the right track.

11) Save the Environment by being less wasteful. Each one of us has to do our part.

12) Be Positive- You have a better chance of achieving what you want if you are positive. Remember- "a negative person is the most handicapped person in the world" because they don't have faith in themselves and hence they will not be able look at the right solutions and options. They will most likely give up.

How to make sure you succeed with your "New Resolution Goals"?

1) Write your New Year Resolutions down. You will remember better. Have notebook so that you can compare your resolutions from year to the next. Some resolutions are "work-in-progress".

2) Paste it in places you will see regularly. Keep a copy in your wallet.

3) Look at everyday before you go to bed. At least for 7 days continuously. Constantly review it on a monthly basis to monitor you progress.

4) Tell your friends some of things you would like to share and get them to help you reach your goals.

5) Stay focused on your goals and you will achieve it. Stay focused, be disciplined and have the right attitude. If you really want it, you will get it.

Remember - Thoughts leads to Feeling leads to Actions leads to Results.You need to take Massive Action by which I mean a paradigm shift in your thinking and "JUST DO IT!" as NIKE tag line states.

Stay positive and stay focused! Good Luck! 

Cheers,
Mark Fernandez

Monday, December 10, 2012

The Beautiful Life!


Stay away from Anger.
It hurts only You and nobody else.
If you are right, then there is no need to get angry,
and if you are wrong then you don't have any right to get angry.

Patience with family is love,
Patience with others is respect,
Patience with self is confidence and
Patience with GOD is faith.

Never think hard about the past, it brings tears.
Don't think more about the future, it brings fear.
Live this moment with a Smile, it brings cheer.

Every test in our life makes us bitter or better,
every problem comes to make us or break us,
The choice is ours whether we become victims or victorious. 

Search for a beautiful heart not a beautiful face.
Beautiful things are not always good, but good things are always beautiful.

Do you know why God created gaps between fingers?
So that someone who is special to you comes
and fills those gaps by holding your hand forever.

Never forget this advice!
Happiness keeps You Sweet, Trials keep You Strong,  
Success keeps You Glowing, 
and But Only God keeps You Going! 

Love All, Serve All!

Cheers,
Mark